UK PAYE & Take-Home Engine
UK Pay & Tax Calculator
Official HMRC Income Tax, National Insurance, Student Loans & Pension Salary Sacrifice
Earnings & Frequency
£
Net Take-Home Pay
£2,831.80 / month
£33,981.60 / year • £653.49 / week
Effective Tax Rate
24.5%
Tax + NI + Deductions
Income DistributionGross: £45,000
Take-Home (76%) Income Tax National Insurance Pension & Loan
Detailed Breakdown Comparison
| Category | Year | Month | Week | Day |
|---|---|---|---|---|
| Gross Salary | £45,000 | £3,750.00 | £865.38 | £173.08 |
| Personal Allowance | £12,570 | £1,047.50 | £241.73 | - |
| PAYE Income Tax | -£6,486 | -£540.50 | -£124.73 | -£24.95 |
| National Insurance (Class 1) | -£2,594 | -£216.20 | -£49.89 | -£9.98 |
| Employee Pension | -£1,938 | -£161.50 | -£37.27 | -£7.45 |
| Net Take-Home Pay | £33,982 | £2,831.80 | £653.49 | £130.70 |
Employer Total Cost of EmploymentIncludes Employer NI (£6,000) and Employer Pension (£1,163)
£52,163per annum